During and after the collapse of all the rules change and become afraid of bank lending.

When it comes to cash out refinancing, the old loan that you must then be replaced and then you transfer the new mortgage payments that will be your new lender.

A home fair play mortgage can also be used to remodel your home or add an add-on.

You might not know, but you can save some money when you refinance auto loans.

Because the circumstances of each are different, do not make your decisions based on these generalizations.
Always ask for loan quotes and take your time to analyze, never rush and do not let vendors ready to make you sign something you do not want to sign.